Hot Deal

Offer Valid: 01/01/2020 - 03/31/2020
Special Home Improvement Offer


For Greater Spokane Valley Chamber members


Goals big and small get done this year with an extra incentive. Apply for a new home equity line of credit before March 31, 2020, and receive a $150 bonus after funding.


* Tackle your home-improvement project
* Consolidate debt
* Make a large purchase
* Create an emergency fund


*Important information about this offer: Offer only available to Greater Spokane Valley Chamber members. To be eligible for a Home Equity Line of Credit Affinity offer, you must apply for a new HELOC of at least $10,000 by 3/31/2020, fund by 06/30/2020, and use promo code: PARTNERHELOC. In addition, you must be a BECU member in good standing, comply with our loan program requirements, meet all the underwriting requirements, pay any applicable loan fees and execute all loan closing documents. Financing is subject to BECU membership, credit approval, and other underwriting criteria; not every applicant will qualify. Certain restrictions apply. BECU must be able to perfect a mortgage lien on your one-to-four family residence. Primary residence and second home/vacation property must be located in one of the following states: WA, OR, CA, AZ, KS, MO, IL, PA, ID and SC. Rental/Investment property must be located in Washington state. Insurance to protect the property against hazards (including flood insurance, if applicable) is required. Borrower is also required to pay for optional services (e.g. if borrower retains an attorney that borrower is not required to use). In South Carolina, where the law requires use of an attorney, BECU will be solely responsible for paying all attorneys’ fees and costs necessary to open the HELOC, and will perform t his responsibility fully by paying all reasonable attorneys’ fees and costs related specifically to the closing based on rat es typically charged by attorneys in the local market for the closing of similar HELOC transactions. Additional state or local mortgage fees or taxes may apply. BECU will deposit $150 into your BECU savings account 60 days from the date the HELOC originates. Said deposit may be reported to the IRS on form 1099MISC at year end . This offer cannot be used to refinance, in whole or in part, any BECU home equity loan or line of credit. Fixed rate advances obtained on existing HELOCs are also excluded from this Affinity offer. BECU reserves the right to terminate this offer at any time. Offer expires: 3/31/2020.


This Hot Deal is promoted by Greater Spokane Valley Chamber of Commerce.