Retirement planning is about more than saving money or reaching a certain account balance. The decisions you make before retirement can shape your income, taxes, Social Security strategy, investment approach, and long-term financial confidence.

Join Brent Schafer, CFP®, TPCP®, Financial Advisor with HFG Trust, for a practical presentation covering five key financial decisions that matter most before retirement.

Topics will include income planning before and during retirement, Social Security timing, tax planning opportunities, investment risk and allocation, and planning for health, longevity, family protection, and legacy.

This presentation is designed for people in their 40s, 50s, and 60s who want to make smarter decisions before they retire.